Lemonade Renews Reinsurance Program, Improving Costs, Coverage, and Capital Efficiency

Category: Markets

Published: 2026-06-30T13:59:17.000Z

Lemonade, Inc. announced the renewal of its reinsurance program, effective July 1, 2026, which is expected to improve its reinsurance economics, coverage, and capital efficiency. The renewed program lowers the quota share cession from approximately 20% to 18%, allowing Lemonade to retain a larger share of gross profit while expanding catastrophe protection. This strategic move strengthens the company's financial position and mitigates risks from major weather events across its global business.

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