Category: Markets
Published: 2026-08-17T17:04:06.000Z
Synchrony Financial is working with OpenAI to allow shoppers to use their Amazon, Walmart, and Lowe's store credit cards to make purchases directly within ChatGPT. Full integration for general-purpose cards is expected in six to twelve months, with store-specific cards taking longer due to individual retailer negotiations. Key challenges include establishing a fee-sharing model between retailers, card issuers, and OpenAI, and addressing consumer wariness about sharing card details with AI systems, as well as navigating European regulatory hurdles for agentic payments.
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